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Engagement Ring Insurance for a single item

Unlike most insurers, we are quite happy to provide insurance for single items of jewellery on their own and we won’t insist you insure the rest of your home with us. We realise that owners are often people who are just setting up home or perhaps still living with parents or in rented accommodation or with little other contents that require covering, thus cover for a single valuable object is all that is required.

Our policy is ideal if you are in this situation and only want to cover just one item. On other occasions, especially if an item has acquired a new valuation, the ring falls outside the monetary limits of a standard home insurance policy and if you find yourself in this situation, we should be able to assist you with cover. Get an engagement ring insurance quote with us today.

We may be unable to restore the sentimental value of a precious item, but we can provide engagement ring insurance protection to compensate you for your loss by quickly providing a replacement.

We are based in the UK and our policies are designed for persons that are normally resident in the United Kingdom, we provide worldwide all risks cover with no restrictions on how many trips abroad you can make (maximum duration of any one trip is 60 days).

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Insurance cover especially designed for Engagement Rings

The biggest fear with engagement rings, is that the settings will become loose and the stone will be lost, the diamond forms the bulk of the value in the ring and our policy will cover the actual physical loss of the diamond. In the event of a claim, we will endeavour to obtain a diamond that is as close to the original as possible.

What does our engagement ring insurance cover?

  • Loss of stones or diamonds
  • Accidental Loss of the ring
  • Accidental damage
  • Theft
  • Cover in the UK and abroad (maximum duration of any one trip is 60 days)
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Some of the features of our policy are as follows;

Worldwide All Risks Insurance

We provide physical loss or damage for your engagement ring or other items of jewellery on a worldwide basis. Essential cover as settings can work loose and stones become lost. Not limit to the number of trips abroad that can be made of up to 60 days maximum duration per trip

No Excess

If you have to make a claim under your policy, we do not deduct any excess for specified items

Specified Items

We will provide you with a schedule of insurance specifying your ring. If you have other items of jewellery, we will be pleased to add them on as well.

No bonus to lose

By insuring your engagement ring separately with us, you can help protect any valuable no claims bonus earned under your home insurance policy.

A variety of payment options

We accept all major credit and debit cards and monthly direct debits.

Money back guarantee

So confident are we in our policy, we will even give you a full 30 days to review our policy wording and change your mind if you are not satisfied.

Why we stand out...

We are a specialist jewellery insurer with an extensive network of trusted jewellers across the UK that we use to repair / replace your item on a like for like basis

Premium protection promise

Premium protection promise

We value our customers. Your premium will not be loaded next year if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.

In-house claims service

In-house claims service

Our sales office is open 7 days a week making it easier to report your claim. We are a dedicated, friendly and efficient team who's sole aim is make your claim experience hassle free and easy

30 day money back guarantee

30 day money back guarantee

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

Treating you fairly...

We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

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