Insurance for rings without the need to insure anything else
Rings are treasured items of jewellery be they for weddings, engagements, eternity or for any other reason. As well as brand new items, often rings are inherited and particularly with old or antique rings, once they have been appraised and valued for insurance purposes by a jeweller, the value can come as quite a nice surprise.
At Assetsure, we have a policy that has been specially designed to insure rings & other jewellery which is securely backed by Lloyd’s of London. Unlike most insurers, we are quite happy to provide ring insurance for single items, and we won’t insist you insure the rest of your home contents with us.
Although many people do inherit rings that need insurance, we realise that many are often purchased by people who are just setting up home or perhaps still living with parents or in rented accommodation or with little other contents that require covering. Our policy is thus ideal if you are in this situation and only want to cover a single item. Often a valuable ring falls outside the monetary limits of a standard home insurance policy and if you have a high value item, we should be able to assist you with cover.
We may be unable to replace the sentimental value of any item, but we can provide insurance protection to compensate you for your loss by quickly providing a replacement.
We are based in the UK and our policies are designed for persons that are normally resident in the United Kingdom, we provide worldwide all risks cover with no restrictions on how long you can be abroad.
Bespoke Insurance for Rings
Our policy for insuring a ring is designed to give you complete piece of mind. Whether you have single ring or many with a variation of jewellery we will be able to offer you insurance to cover each of your items that suits your requirements. Get a quote today.
Some of the features of our policy are as follows;
Worldwide All Risks Insurance- We provide physical loss or damage insurance for your ring or other items of jewellery on a worldwide basis.
No Excess- If you have to make a claim under your policy, we do not deduct any excess for specified items
Specified Items- We will provide you with a schedule of insurance specifying your single item of jewellery. If you have other items, we will be pleased to add them on as well.
Unspecified Items- If you have a large number of other items, we can also provide you with unspecified insurance cover for the total value of your items up to a maximum sum insured of £1000 per item and with a £25.00 excess per claim.
No bonus to lose- By insuring your rings separately with us, you can help protect any valuable no clams bonus earned under your home insurance policy.
A variety of payment options- We accept all major credit and debit cards and monthly direct debits.
Money back guarantee- So confident are we in our policy, we will even give you a full 30 days to review our policy wording and change your mind if you are not satisfied.
Dealing with Assetsure couldn’t be simpler and your precious rings can be covered quickly and efficiently by making one quick call or completing our web enquiry form. If you have any questions or simply require some advice, we will also be pleased to hear from you.