Main Menu

HomeJewellery InsuranceRolex Insurance

Rolex Watch Insurance

Rolex is probably the most famous watch brand in the world, ask anyone to name a prestigious watch brand and almost everyone will say Rolex. Renowned the world over for quality and style Rolex produce a range of watches utilising automatic, mechanical and quartz movements in a seemingly endless variations, models include the Datejust, Daytona, Oyster & Submariner. Some of these models have been in existence for decades with the first Oyster being produced as long ago as 1926. Subtle changes are introduced by Rolex at regular intervals to ensure that the watches stay as contemporary as possible.

Insurance for your Rolex or Rolex Collection

At Assetsure, it’s fair to say that more than any other watch; it’s a Rolex that we are asked to quote on. We also note that once a Rolex is obtained, there is often a tendency to purchase another, such is the appeal of this marquee brand. We are specialists in obtaining watch insurance and the policy we provide is suitable for owners and collectors of Rolex watches. Unlike many intermediaries, we are happy to issue a policy for a single Rolex, or indeed for an entire collection. The policy offers wide insurance cover that watch owners require including worldwide all risks insurance without any excess to pay in the event of a claim. You can pay for your insurance monthly or by direct debit if required.

We are quite happy to obtain an insurance policy for a single watch and you can add to your policy throughout the year and only pay a pro-rata additional premium without any adjustment fees.

Obtaining an Insurance quote for your Rolex

Obtaining a quotation is very straight forward, either complete one of our online forms or telephone our office; we can usually provide a quotation within a couple of minutes and insurance the same day. In some cases, we may have to refer the quotation to the insurers to obtain their acceptance. Your full policy documents can be emailed to you immediately cover is issued. You are allowed a full 30 days for you to review the documents we send you. We also offer a service where we can store your purchase receipt or valuation documents. Having documents such as purchase receipts etc to hand can help the insurers deal with a claim more quickly.

Insure your Rolex watch with Assetsure

We understand Rolex is a premier watch brand, so you will want to make sure that you are covered by an insurance policy that offers wide cover.

Fill out and complete our online form to get a quote on your Rolex today.

Why do I need Rolex watch insurance?

With Rolex arguably being the most famous watch brand in the world, their prestigiousness means their watches offer long term value with them being seen as great investments. Ensuring your Rolex(s) is covered by specific insurance protects you against it being damaged, lost or stolen. Our Rolex insurance ensures you are covered for damage, loss and theft.

Why is having a Rolex valuations important?

Rolex valuations are extremely important to ensure you insure your Rolex watch at an accurate replacement price. (The sum insured you choose, and which is stated on your schedule of insurance is the maximum amount the insurers will pay in the event of as claim). This is especially important with Rolex as they do increase in value and the brand have regular price increases. The cost of a Rolex can range in price from as low as £3000 second hand to £50,000 and above brand new, it’s important that valuations are obtained on a regular basis to ensure you remain adequately insured.

Full details of how much to insure your Rolex watch for can be found in the policy document available on our website or speak to a member of our staff.

If you do not have a valuation, we can put you in touch with a valuer who should be able to provide you with an online valuation which would be suitable to obtain a quotation from Assetsure, subject to the insurers standard underwriting criteria regarding age and value of item etc.

Please also note that a valuation is not proof of ownership, so it is important to study our insurers requirements in respect of this, full details are contained in our policy document.

Accidental Loss

We’ve got you covered if you mis-place or accidentally lose your Rolex watch.
Find out more

Accidental Loss

How easy is it to lose a Rolex ?

Rolex are synonymous with the manufacturer of very high-quality watches, including the straps that accompany them, you would expect a Rolex, once fastened to your arm to be safe and secure. Unfortunately, watches can fall off the wrist and if you are busy or otherwise occupied, it can be a while before you notice your valuable timepiece is missing.

Losing a watch, especially one that has perhaps being given as a gift to mark a special occasion, can be very distressing and whilst insurance can compensate by providing a replacement, making sure your watch is secure and the clasps are in good working order can help prevent any upset.

Insurers will also expect you to take care of your Rolex watch as you would with any valuable item you own and if you do need to submit a claim, they will require you to assist in it’s possible recovery by retracing steps and places you visited prior to the loss occurring

When travelling away from home you must be wearing the watch or it must be left in a safe (a normal hotel room safe is adequate) All watch losses must be reported to the police including reporting locally if you are abroad.


Unfortunately watches do get stolen, insurance will make sure you are covered if the worst happens.
Find out more


Thieves are on the lookout for Rolex watches

A valuable watch such as a Rolex proudly displayed on your wrist is a beacon to thieves, they know the expensive brands and often will have a detailed knowledge of the model as well.

Many are quite adept at removing watches from your wrist, they’ll know how the clasps and straps work and often will operate in teams employing diversionary tactics to steal your item without you realising it.

Other thieves take a more brutal approach threatening violence against you personally or using it to break into your home or a gym locker where the watch has been left.

An Assetsure arranged policy will cover you against theft including when your Rolex watch has been left at home or in a gym locker or a safe whilst you are away from you home.

Watches over £10,000 left at home will also need to be kept in a safe. All thefts must be reported to the police.

Accidental Damage

Accidents happen, we ensure that your item can be repaired or replaced.
Find out more

Accidental Damage

Accidental Damage can mean an expensive repair bill.

Wear and tear, scratching and cosmetic changes, which happen normally as an item age, we all must live with, and are not insurable by any policy we can arrange, but what about more serious damage, say you drop your Rolex watch or fell over and cracked the crystal or a fall damaged the mechanism of the watch.

These types of damages can mean expensive repair bills, some manufactures such as Rolex also insist on performing a full service when carrying out any repairs and that alone can mean hundreds of pounds in costs.

A policy arranged by Assetsure, covers accidental damage and as there is no excess to pay in the event of a claim, repairs will be paid for in full.

Worldwide Cover

Giving you the peace of mind that you can travel with your watch and still be protected
Find out more

Worldwide Cover

Whatever the time zone, your watch is covered by Assetsure

Going on holiday or business travel, of course you’ll want to take your watch with you and you'll be covered anywhere in the world against loss, theft or damage with unlimited trips abroad providing no one trip is not over 60 days in duration.

Travelling away from home with a valuable item such as a Rolex watch needs extra caution, particularly in public places such as bars and street markets, these areas are magnets for thieves looking for travellers wearing valuable items.
Of course whilst wearing the watch, you’ll be covered by an Assetsure arranged policy but a theft can be distressing, not to mention the valuable time of your holiday or trip lost spent reporting the matter to the local police.

If you take your watch off, remember it must be kept in a safe for cover to be valid.

Find out what makes us different...

Why we stand out...

Special watches need special cover. We are a specialist jewellery & watch insurance intermediary and are trusted by Rolex owners to provide them with wide “All-Risks” insurance cover on a global basis.

Premium protection promise

Premium protection promise

We value our customers. Your premium will not be loaded next year by the insurers if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.

Excellent Claims Service

Excellent Claims Service

You can easily report a claim to us by telephoning our claims department who can take instructions from you regarding your loss, or if you prefer, you may email us. Full details are contained in your policy document. We’ll assist you to obtain a repaired or replaced item as quickly as possible.

30 day money back guarantee

30 day money back guarantee

We are so confident in the product we supply that we have arranged with the insurers to allow you 30 days to change your mind and request a full refund, this is rather than the generic 14 days given by most. Even if after the 30 days is up, you decide our policy is not for you, we will refund you all of the insurance you haven't used with no deductions from the return of premium.

Treating you fairly...

We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.

We are so confident in the policy we arrange, that you will be entitled to a full 30 days to change your mind and obtain a full refund. This is an improvement on the 14 days which is normal. Even if after the 30 days is up, you decide the cover is not for you, we will arrange for your policy to be cancelled and a full pro rata return of premium to be provided (Subject to no claim being made).

See what customers are saying about our cover...

I want to insure...Hide X

    Get a Quote