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Single Item Insurance

If you are looking for insurance for a single item, then why not consider our Assetsure “All-risks” insurance policy which has been especially designed to insure single items or collections of items. Our policy has no requirement for you to buy insurance for any other sections such as buildings and contents, it is an entirely standalone insurance designed simply to protect your most valuable items against a wide range of perils on a worldwide basis. Most claims are settled without any excess, and you can choose from a range of valuable items to cover.

What type of single items do we cover?

At Assetsure we insure single items, such as engagement rings, diamond rings, watches and more. Our Assetsure policy is designed to cover your most valuable items of jewellery with the protection it requires. Our insurance policy for single items is tailored to each item of jewellery so you’re covered. Our policy is arranged to be worldwide on an all-risk basis, which is the widest form of personal possession cover you can obtain.

Assetsure Single Item Insurance is underwritten at Lloyd’s of London.

How to obtain a single item insurance quote

Obtaining a single item insurance quote is simple and straight forward, you can telephone our office with a description of the item or items you require to be insured and normally we can give you a premium within a matter of minutes. Cover can be effective immediately if required and we can email you your policy documents immediately. Alternatively, you can complete one of our online forms and we will come back to you quickly with an insurance quote. All of our policies come with a full 30 days cooling off period, giving you plenty of time to review the cover on offer. We offer a variety of ways you can pay for your insurance including monthly direct debits.

We Offer

  • Worldwide All Risks
  • No Policy Excess
  • Underwritten at Lloyds of London
  • 30 days to review our product after you have purchased.

Why Single Item Insurance?

There are a number of scenarios where single item insurance is required, Often in the case in respect of jewellery, it comes about as the existing home insurance provider will not cover an item if it exceeds their valuation threshold., We don’t have any limits at Assetsure, we consider each item on it’s merits and do our best to provide a quotation in as many instances as possible. One other advantage of obtaining insurance on a single item basis is that, there is no bonus to lose in the event of a claim.

What Items will we insure on our single item insurance policy

We will look at most non-electrical items under this policy (have a separate section for gadgets & laptops) and will insure collections. The list of items we will insure is very wide, especially when it comes to collectibles.

The cover we offer

We provide single item insurance on a worldwide all risks basis for persons that are normally resident in the United Kingdom (United Kingdom Citizens) We do not have a time limit for persons travelling abroad although, there are certain scenarios we cannot cover. Our policy has no excess to pay in the event of a claim.

For a single item insurance quote, call Assetsure

Why we stand out...

We are a specialist jewellery insurer with an extensive network of trusted jewellers across the UK that we use to repair / replace your item on a like for like basis

Premium protection promise

Premium protection promise

We value our customers. Your premium will not be loaded next year if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.

In-house claims service

In-house claims service

Our sales office is open 7 days a week making it easier to report your claim. We are a dedicated, friendly and efficient team who's sole aim is make your claim experience hassle free and easy

30 day money back guarantee

30 day money back guarantee

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

Treating you fairly...

We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

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