Single Item Insurance
If you are looking for insurance for a single item, then why not consider a policy arranged by Assetsure. We can arrange “All-risks” insurance which has been especially designed to insure single items or collections of items. The policy has no requirement for you to buy insurance for any other sections such as buildings and contents, it is an entirely standalone insurance designed simply to protect your most valuable items against a wide range of perils on a worldwide basis. Most claims are settled by the insurers without any excess, and you can choose from a range of valuable items to cover.
What type of single items do we cover?
At Assetsure we provide insurance for single items, such as engagement rings, diamond rings, watches and more. The policy we arrange is designed to cover your most valuable items of jewellery with the protection it requires.
Insurance for single items is tailored to each item of jewellery on a specified basis. The policy is arranged to be worldwide on an “All-risks” basis, which is the widest form of personal possession cover you can obtain.
Quotations can normally be obtained the same day either online or by calling our office.
How to obtain a single item insurance quote
Obtaining a single item insurance quote is simple and straight forward, you can telephone our office with a description of the item or items you require to be insured and normally we can give you a premium within a matter of minutes. Cover can usually be effective immediately if required and we can email you your policy documents immediately.
Alternatively, you can complete one of our online forms and in most cases, a quotation will be provided online immediately. All the policies we arrange come with a full 30 days cooling off period, giving you plenty of time to review the cover on offer. We offer a variety of ways you can pay for your insurance including monthly direct debits.
- Worldwide All Risks insurance
- Cover includes theft, loss and damage
- No policy excess
- Policy is especially designed to cover jewellery
- 30 days to review the cover after you have purchased.
Why Single Item Insurance?
There are several scenarios where single item insurance is required, often in the case of jewellery, it comes about as the existing home insurance provider will not cover an item if it exceeds their valuation threshold. The policies we arrange at Assetsure tend to have higher limits, if we cannot quote online, we may be able to if you call our office, we do our best to provide a quotation in as many instances as possible.
One other advantage of obtaining insurance on a single item basis is that, there is no bonus to lose in the event of a claim.
What Items will we insure on a single item insurance policy
We will look at providing quotations for most non-electrical items under a policy and will also insure single collectable items or whole collections. The list of items we will insure is very wide, especially when it comes to collectibles.
The cover we offer
We arrange single item insurance on a worldwide all risks basis for persons that are normally resident in the United Kingdom (United Kingdom Citizens) If you have a single item that needs cover, we’ll be pleased to hear from you.
For a single item insurance quote, call Assetsure