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Looking for Watch Insurance?

At Assetsure we realise that often a wristwatch is a person’s most valuable personal possession and that also obtaining insurance is sometimes not that easy. We are a bit different from other insurers in that we are happy to provide cover for watches as single items and we don’t require you to insure the rest of your home and contents with us.

We have developed a policy underwritten at Lloyd’s of London to provide UK based watch insurance for single items or collections. We provide watch insurance for all the major popular brands including: Rolex, Breitling, Omega, Patek Philippe & Tag Heuer but of course will be happy to quote for watch insurance on any type of watch including pocket watches & chronometers.

One of the advantages of insuring your watch with us is that you can protect your valuable home insurance no claims bonus, our policy is completely separate and we replace specified items without deduction of excess.

Often, we find that many modern policy wordings have limits on “All Risks” and someone with a high value watch simply cannot obtain the cover they require without taking out a specialist watch policy.

We are based in the UK and our policies are designed for persons that are normally resident in the United Kingdom, we provide worldwide all risks cover with no restrictions on how many trips abroad a year you make ( maximum duration per trip 60 days ).

How does watch insurance work?

We support you in acquiring standalone watch insurance for your most valuable watches and it works the same as any other insurance policy you take out. Once you contact us and let us know the details about the watch you would like to get protection for, we will be able to produce a quote, which is usually provided on the same day. If you decide to buy the policy through us, you will receive your policy via email with the policy starting when you specified, giving you watch insurance protection when you need it. Cover cannot be backdated.

Where can I insure my watch?

If you are looking for a specialist in watch insurance, then you have definitely come to the right place. We are experts in providing watch insurance protection for a wide range of watches providing same day quotes. Our policy will cover you on a worldwide basis for unlimited trips abroad of up to 60 days duration each trip, your watch will be covered if you take in on holiday or a business trip subject to the terms and conditions of the policy.

Why do I need watch insurance?

Watches are delicate items that can be easily damaged and are often targeted by thieves, a valuable watch is easy to spot of someone’s arm.

We understand that watches can be a person’s most valuable and favourite item they own and if you ever lost it, had it stolen or damaged it, having watch insurance ensures you are covered if you needed to repair (following accidental damage) or obtain a replacement. If ensuring your watch is covered is important to you, then get a watch insurance quote today with Assetsure.

Insurance for a single watch

At Assetsure, unlike many insurers, we can provide insurance for a single watch, so if that is all you wish to insure, it’s fine with us. Our policy will provide cover for your watch and you can add other watches or items of jewellery throughout the policy term if required.

What does our specialist watch insurance cover?

At Assetsure we are able to provide specialist watch insurance that provides the wide cover you need to cover a valuable item. Our watch cover policy includes:

Worldwide All Risks Insurance- We provide physical loss or damage for your watch on a worldwide “All Risks” basis. ( maximum 60 days abroad any one trip)

No Excess- If you have to make a claim under your policy we do not deduct any excess.

Insure just one Item- We can insure single watches or whole collections

Specified Items- We will provide you with a schedule of insurance with a full description of the watch you are insuring.

No bonus to lose- By insuring your watch separately with us, you can help protect any valuable no clams bonus earned under your home insurance policy.

A variety of payment options- We accept PayPal, all major credit and debit cards and monthly direct debits.

Money back guarantee- So confident are we in our policy, we will even give you a full 30 days to review our policy wording and change your mind if you are not satisfied.

Dealing with Assetsure couldn’t be simpler and your watches can be covered quickly and efficiently by making one quick call or completing our web enquiry form. If you have any questions or simply require some advice, we will also be pleased to hear from you.

Accidental Loss

We’ve got you covered if you mis-place or accidentally lose your watch.
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Accidental Loss

How easy is it to lose a watch ?

Surprisingly easy, watch straps can fail and the watch can fall off the wrist, if busy it may be a while before you notice the item is missing.

Whilst we provide insurance against loss, we expect you to take reasonable care of your watch as you would with any valuable item. We also require you to assist us with it's recovery by retracing steps and places your visited before the loss was noticed.

When travelling away from home you must be wearing the watch or it must be left in a safe (a normal hotel room safe is adequate) All watch losses must be reported to the police.


Unfortunately items get stolen, we make sure you are covered if the worse happens.
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Thieves are on the lookout for valuable watches.

A valuable watch such as a Rolex proudly displayed on your wrist is a beacon to thieves, they know the expensive brands and often will have a detailed knowledge of the model as well.

Many are quite adept at removing watches from your wrist, they’ll know how the clasps and straps work and often will operate in teams employing diversionary tactics to steal your item without you realising it.

Other thieves take a more brutal approach threatening violence against you personally or using it to break in to your home or a gym locker where the watch has been left.

An Assetsure policy will cover you against Theft including when it has been left at home or in a gym locker or a safe whilst you are away from you home.

Watches over £10,000 left at home will also need to be kept in a safe. All Thefts must be reported to the police.

Accidental Damage

Accidents happen, we ensure that your item can be repaired or replaced.
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Accidental Damage

Accidental Damage can mean an expensive repair bill.

Wear and tear and gradually ageing of an item, we all have to live with, but what about more serious damage, say you drop your watch or fell over and cracked the crystal.

These type of damages can mean expensive repair bills, some manufactures also insist of performing a full service when carrying out any repairs and that alone can mean hundreds of pounds in costs.

An Assetsure policy covers Accidental Damage and as there is no excess, repairs will be paid for in full.

Worldwide Cover

Giving you the peace of mind that you can travel and still be protected
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Worldwide Cover

Whatever the time zone, your watch is covered by Assetsure

Going on holiday or business travel, of course you’ll want to take your watch with you and we’ll cover you anywhere in the world against loss, theft or damage with unlimited trips abroad providing no one trip is not over 60 days in duration.

Travelling away from home needs extra caution with watches, particularly in public places such as bars and street markets, these areas are magnets for thieves looking for travellers wearing valuable items.

Of course whilst wearing the item, you’ll be covered by an Assetsure policy but a Theft can be distressing, not to mention the valuable time of your holiday or trip spent reporting the matter to the local police.

If you take your watch off, remember it must be kept in a safe for cover to be valid.

Find out what makes our cover different...

Why we stand out...

We are a specialist jewellery insurer with an extensive network of trusted jewellers across the UK that we use to repair / replace your item on a like for like basis

Premium protection promise

Premium protection promise

We value our customers. Your premium will not be loaded next year if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.

In-house claims service

In-house claims service

Our sales office is open 7 days a week making it easier to report your claim. We are a dedicated, friendly and efficient team who's sole aim is make your claim experience hassle free and easy

30 day money back guarantee

30 day money back guarantee

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

Treating you fairly...

We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

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