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We’ve got you covered with our own Assetsure bicycle insurance policy that offers comprehensive insurance designed to be flexible to suit your personal needs. Using Assetsure you can be assured that your policy will be backed up by our quality service. Cover is underwritten at Lloyd’s of London. Whether it’s for pleasure, commuting or competition, choosing a policy from Assetsure will keep both you and your bicycle covered. Own an electric bike? Read more about our ebike insurance here.

Accidental / Malicious Damage

We’ve got you covered if you have an accident or if your bike is damaged on purpose
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Accidental / Malicious Damage

Damage to your cycle following an Accident

Falling off your bike is part and parcel of riding a bicycle and sometimes this can result in more serious damage than a few scrapes and scratches.

Damaged caused by accidents or with third parties or caused maliciously persons is all covered by an Assetsure policy.

Theft

Unfortunately, bicycles get stolen, we make sure you are covered if the worse happens.
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Theft

Bicycle thefts are common, and a policy from Assetsure will cover you if you are unlucky enough to have your bike stolen.

We will replace your bike on a new for old basis, without deduction for wear and tear, and our in-house claims team can have you back on the road as quickly as possible

Replacement Cycle Hire

Accidents happen, and we'll keep you on the road whilst your cycle is repaired or replaced
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Replacement Cycle Hire

A hire cycle if yours is involved in an accident or stolen

Whether you rely on your bicycle for commuting, don't want to miss a competitive event or simply enjoy every opportunity of riding your bike, we can organise a hiring cycle for you.

We will pay the cost of the hire of an alternative cycle from an approved bike dealer whilst awaiting the repair or replacement of your bicycle when the subject of an approved claim.

Legal Expenses Insurance

Automatic £100,000 Legal Expensive Insurance
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Legal Expenses Insurance

Cover for Legal fees if you need to claim for injury or damages

If you are unlucky and are involved in an accident with a Third Party you may suffer damages to your bicycle or worse, are injured, our policy automatically includes up to £100,000 for Legal Expenses. A Legal team will be appointed to act on your behalf to help peruse a recovery.

Non Fault Recovery

If an accident isn't your fault we'll help to recover your excess
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Non Fault Recovery

Excess recovery from a Third Party Insurer

If you are involved in an accident with a Third Party and your bicycle is damaged we will endeavour to reclaim any excess for you from the other persons insurer.

To enable us to attempt this, we must be provided with full details of the other party involved such as name address and contact information. We will decide if there is a realistic chance of recovery once in possession of their insurance details.

Why we stand out...

We are a specialist bicycle insurance company that aims to deliver you the insurance cover you need for your bicycle, regardless of the price of your bike. Our bicycle insurance policies are arranged at Lloyd's of London policy, so we are able to offer a wide range of options to provide you with comprehensive cover for your bicycle, no matter the circumstances.

Premium Protection Promise

Premium Protection Promise

When you become a customer of Assetsure, we are hoping for a long term relationship with you. We always provide value for money bicycle insurance cover and in the event of a single claim up to £2500, we won’t load your next year’s premium either.

Pedal Bike insurance claims dealt in house.

Pedal Bike insurance claims dealt in house.

We handle all bicycle claims in-house, which normally means we can get you back cycling as quickly as possible. All of the policies cover with a minimum of £500 cycle hire insurance cover. We have an extensive network of bike dealers that support our product and we are confident, in the event of a claim, we are confident you will be delighted with our service.

Extended 30 day cooling off period

Extended 30 day cooling off period

Most insurances come with a 14 day cooling off period, this is the period whereby you can change your mind and obtain a full refund. Our cooling off period is 30 days, we are that confident that you be pleased with the cover we offer that we are happy to provide this extended period. If you are unsatisfied or simply change your mind (and providing you have not made a claim), simply contact us for a full refund.

Treating you fairly...

We enjoy an excellent rating from Trust pilot, the independent review site. These reviews are genuine expressions of customer satisfaction based on our company ethos of treating all customers fairly and providing an excellent service.



We don’t employ enticing special deals and neither do we charge any administration fees for carrying out mid-term adjustments (over and above) any insurance costs.

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